HDFC RuPay Credit Card – New World of ‘Credit + Convenience

About HDFC RuPay Credit Card –

• Rupay Card Pay Via UPI
• 3% Cashpoints on Groceries, SuperMarket & Dining spends & PayZapp transactions. (Maximum of 500 Points can be earned in a calendar month)
• 2% Cashpoints on Utility spends (Maximum of 500 Points can be earned in a calendar month)
• 1% Cashpoints on other spends (Excluding Rent, Wallet loads, EMI, Fuel, Insurance Payments & Government categories) (Maximum of 500 Points can be earned in a calendar month
• Smart EMI : Convert credit card spends of Rs. 2,500 or more into Smart EMIs post your purchases with competitive interest rates and flexible repayment tenures.
• Milestone Benefits : Get lucrative vouchers on meeting minimum monthly spending criteria.

Other Amazing Offers –

• Leverage revolving credit facilities at nominal interest rates.
• Get liability waivers on fraudulent transactions and Credit Card loss, upon prompt reporting.
• You earn rewards on all spends that can be redeemed for exciting gifts, vouchers or free flight tickets.
• The CashPoints earned on HDFC Bank UPI RuPay Credit Card can be redeemed against the statement balance at the rate of 1 CashPoint = Rs. 0.25, and can be done via Net Banking login, or physical redemption form

Fees & List of all charges

• Joining Fees: Starting at Rs. 500 + GST. (Depending upon the card selected)
• Annual Fees: Starting at Rs. 500 + GST. (Depending upon the card selected)

Documents Needed

• Address Proof – Aadhaar, Passport, Latest utility bills
• ID proof – PAN, Voter ID, Passport
• Income proof – Bank Statement, Salary Slips

Eligibility Criteria

• Required Age: 21 – 65 years
• Employment status: Salaried or Self-Employed
• Minimum Income: Rs. 20,000 per month (Salaried)
• Minimum Income: Rs. 50,000 per month (Self-Employed)
• Credit score: 700+
• You should be citizen of India or a Non-Resident Indian

How to Avail the Offer

• User will be redirected to HDFC Bank’s website
• Click Login/Join Now and do OTP verification
• You will see the cards you are eligible for, select the card and provide the required details
• Application will be submitted and a confirmation SMS will be sent on approval of the application
• Profit will track within 72 Hours after Application ID Generation of Card Approval